Privacy Policy

Introduction

noravethilquo operates under Australian privacy legislation, including the Privacy Act 1988 and the Australian Privacy Principles (APPs). This policy explains how we collect, use, store, and protect your personal information when you access our financial planning services at noravethilquo.com. We're committed to handling your data responsibly and transparently.

Our cash flow budgeting platform requires certain personal and financial information to provide you with tailored insights and recommendations. This policy outlines what information we collect, why we need it, and how you can control your data.

Information We Collect

How We Use Your Information

We use your personal information to provide our cash flow budgeting services, including generating personalized financial insights, tracking your budget progress, and sending relevant notifications about your account activity.

• Process your account registration and maintain your profile
• Deliver personalized cash flow analysis and budgeting recommendations
• Send important account notifications and service updates
• Improve our platform's functionality based on usage patterns
• Provide customer support and respond to your inquiries
• Ensure platform security and prevent unauthorized access
• Comply with Australian financial regulations and legal obligations

Your Privacy Rights

Data Security and Storage

We employ industry-standard security measures to protect your personal and financial information. All data transmission occurs over encrypted connections using SSL/TLS protocols, and we store your information on secure servers located in Australia.

Our security measures include regular vulnerability assessments, access controls that limit employee access to your data on a need-to-know basis, and continuous monitoring for unauthorized access attempts. We maintain backup systems to ensure data integrity and availability.

Data Retention

We retain your personal information for as long as your account remains active or as needed to provide our services. After account closure, we keep certain information for up to seven years to comply with Australian financial record-keeping requirements.

You can request earlier deletion of your data, though we may need to retain some information for legal compliance. We automatically delete inactive accounts after three years of no user activity, following a 90-day notice period.

Third-Party Services

noravethilquo integrates with select third-party services to enhance our platform functionality. These include payment processors for subscription management, analytics services to understand user behavior, and cloud infrastructure providers for data storage and processing.

We carefully vet all third-party partners to ensure they meet our privacy standards and comply with Australian privacy laws. We only share the minimum information necessary for these services to function, and we maintain contractual agreements requiring appropriate data protection.

Cookies and Tracking

Our platform uses cookies and similar technologies to remember your preferences, maintain your login session, and analyze how you use our services. Most cookies are essential for platform functionality, while others help us improve your experience.

You can control cookie preferences through your browser settings, though disabling certain cookies may limit platform functionality. We don't use third-party advertising cookies or share your information with advertising networks.

Changes to This Policy

We review and update this privacy policy annually or when significant changes occur to our data practices. When we make material changes, we'll notify active users via email at least 30 days before the changes take effect.

Continued use of our platform after policy updates constitutes acceptance of the revised terms. We encourage you to review this policy periodically to stay informed about how we protect your information.